How to save money on your healthcare this year while also getting the care you need

How to Save Money on Healthcare

Posted on November 1, 2018

Millions of Americans Throw Money Away Each Year

Many patients in Reno, Nevada, find themselves with little to spare financially. Yet, astonishingly, millions of Americans continue to waste so much money on healthcare each year. At the Digestive Health Center in Reno, we’re committed to helping you understand how to avoid falling into this costly trap, to help you spend smart on your healthcare.

Maximize Your Deductibles

Have you met or are you close to meeting your deductible? Find out by contacting your insurance provider. Ask about your coinsurance and out-of-pocket maximums too. This information will give you a clear understanding of how much a procedure will cost and how much your insurance will cover. Maximize your deductible by booking the health care appointments you need now, before the year is over, including your routine colon cancer screening.

Not Met Your Deductible, but Care is Essential?

You can still get affordable, quality care by booking your procedure at an independent ambulatory surgery center like Digestive Health Center, in Reno, NV which offers high-quality GI care at a fraction of the cost charged by hospitals or hospital-affiliated surgery centers.

Sign Up for a Payment Plan

If the cost of your GI procedure is just out of reach, a payment plan can help you manage the cost and still get the care you need. The Digestive Health Center’s billing staff can discuss payment plans that suit your budget.

Save Money Every Year

Perhaps your colonoscopy isn’t due this year, so you’re not thinking about it right now. However, planning ahead can save money. 

Open enrollment season occurs around the end of the year at most workplaces, and the decisions you make now could have a big impact on your future health care costs. You need to choose a health care plan that suits your needs and your budget. Before making your choice, consider the following:

How Much You Spent on Healthcare Last Year

Include the cost of your premiums, copays, coinsurance, prescriptions, and all other out-of-pocket expenses.

The Cost

The cost of deductibles, coinsurance, and copays so far this year—and any ‘health events’ you’re expecting. Remember, the total cost of your health care isn’t just about premiums. If you’re having a baby or need to schedule procedures or screenings, check if the costs are fully or partially covered by your plan.

Will You Still be Able to See Your Preferred Doctors?

Make sure your preferred physicians are included in the network for the plans you’re considering. Out-of-network doctors and facilities can make a seemingly low-cost plan very expensive.

Is There an FSA or HSA Available With Your Plan?

Flexible spending accounts (FSA) are available with most insurance plans, providing significant tax savings, while high deductible health plans make you eligible for a health savings account (HSA). These can be applied at certain financial institutions if they are not offered by your employer).

Uninsured Pay Out of Pocket

If you’re not insured, or your health care plan requires you to pay out-of-pocket for much-needed services, then you can still get great health care at an independent ambulatory surgery center. Again, Digestive Health Center in Reno provides affordable gastrointestinal care to suit your budget and offer:

• Fellowship-trained gastroenterologists and facilities who meet or exceed safety and quality standards.

• Prices significantly lower than those charged at hospitals.

• Cash payment and payment plan options.

• Accessible parking and curbside drop-off and pick-up.

Contact Reno Gastroenterology for More Information

Whether you are considering health care options for the new year or you need care right now to maximize your deductible, contact Digestive Health Center, to meet with a fellowship-trained, board-certified gastroenterologist like Dr. Lynda Hoang, Dr. Erik De Jonghe, and Dr. Ryan Sefcik. Located at 5250 Kietzke Lane in Reno, as well as the Digestive Health Associates at 655 Sierra Rose Dr in Reno, we can answeryour questions and help you find an affordable option for your GI health care. Contact us today by calling 775-600-4717 to learn more or to schedule an appointment.

Back to "Blog"

Complete digestive healthcare from top-ranking gastroenterologists

Schedule an appointment with a Reno GI doctor near you

Set Appointment
Healthcare Bluebook
CAP Accredited - College of American Pathologists
American Gastroenterological Associaton
Colorectal Cancer Alliance
Colon Cancer Coalition